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Working Papers

Crossing Over to An Improved Era of Community Development

Eric Belsky, Jennifer Fauth • December 11, 2012

W12-7: The field of community development is at an inflection point, poised to achieve scale, impact, and integration of the many lessons learned over the past…
Working Papers

Mortgage Credit and the Evolution of Risk-Based Pricing

Frank Raiter, Francis Parisi • February 23, 2004

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…