In the US, 22 percent of households in tribal areas either have severely inadequate housing or are overcrowded—or both. This reality is abysmal, especially in comparison with…
BABC 04-10: Spending financed by home equity extraction helps smooth household consumption and bolster the economy in economic downturns, but may reduce wealth…
This paper examines trends in prime-market mortgage lending to low- and moderate-income families and to families living in underserved areas, hereafter affordable lending,…