HBTL-02: For most families, a central part of the American Dream has been the goal of homeownership. Consumer attitudes, public policy, and the private sector were all…
BABC 04-10: Spending financed by home equity extraction helps smooth household consumption and bolster the economy in economic downturns, but may reduce wealth…
This paper examines trends in prime-market mortgage lending to low- and moderate-income families and to families living in underserved areas, hereafter affordable lending,…