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Working Papers

Constant Quality Rent Indexes for Affordable Housing

Jack Goodman • June 30, 2005

W05-4: This paper develops and applies a method for producing constant quality rent indexes and inflation estimates for different segments of the rental housing stock.…
Reports

Measuring the Nation's Rental Housing Affordability Problems

Eric Belsky, Jack Goodman, Rachel Bogardus Drew • June 1, 2005

Difficulty affording housing is widely acknowledged as the most common housing problem in the United States. No matter how one chooses to measure the problem, it is clearly…
Working Papers

Houses, Apartments, and Property Tax Incidence

Jack Goodman • February 15, 2005

W05-2: The property tax on housing is a major component of local government revenues and of consumers’ housing costs. This study uses newly available data from the 2001…
Working Papers

Refinance and the Accumulation of Home Equity Wealth

Frank Nothaft, Yan Chang • February 10, 2004

BABC 04-10: Spending financed by home equity extraction helps smooth household consumption and bolster the economy in economic downturns, but may reduce wealth…
Working Papers

The Industrial Structure of Affordable Mortgage Lending

Frank Nothaft, Brian Surette • October 2, 2001

This paper examines trends in prime-market mortgage lending to low- and moderate-income families and to families living in underserved areas, hereafter affordable lending,…