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Blog

Building a New System of Housing Finance

Sarah Rosen Wartell • May 23, 2013

The JCHS research team is busy these days, putting the finishing touches on the 2013 State of the Nation’s Housing report, which will be released via live webcast on…
Working Papers

Mortgage Credit and the Evolution of Risk-Based Pricing

Frank Raiter, Francis Parisi • February 23, 2004

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…