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Working Papers

PRO Neighborhoods Case Study: Adelante Phoenix

Alexander von Hoffman, Matthew Arck • July 6, 2017

Adelante Phoenix is a partnership of four community development financial institutions (CDFIs) that were awarded $6 million through PRO Neighborhoods, a grant program of…
Working Papers

PRO Neighborhoods Case Study: Chicago CDFI Collaborative

Alexander von Hoffman, Matthew Arck • June 29, 2017

The Chicago CDFI Collaborative is a partnership of three community development financial institutions (CDFIs): Community Investment Corporation, Chicago Community Loan Fund,…
Working Papers

Mortgage Credit and the Evolution of Risk-Based Pricing

Frank Raiter, Francis Parisi • February 23, 2004

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…