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Blog

Strong Cities, Strong Communities

Erika Poethig • October 15, 2012

From time to time, Housing Perspectives will feature posts by guest bloggers.  We are pleased that the first was written by Erika Poethig, Acting Assistant Secretary for…
Working Papers

Mortgage Credit and the Evolution of Risk-Based Pricing

Frank Raiter, Francis Parisi • February 23, 2004

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…