Surging home prices and rising mortgage rates that have made it harder for all renters to become homeowners have had a particularly dramatic impact on Black renters. Indeed,…
Surging home prices have made it even more difficult for millions of renters to become homeowners across the US. In nearly half of the largest 100 US metro areas, the income…
Black homeowners not only have primary mortgages with higher interest rates than white homeowners with similar incomes, they also have higher interest rates than white…
The newly released American Community Survey (ACS) shows a continued decrease in cost burdens in 2019. While the share of all homeowners that were cost-burdened (spending…
Tackling urban poverty and attending to its spatial manifestations is vitally important. The speed with which many regions of the world are urbanizing, the haphazard spatial…
Driven by rising home prices and growing demand, the U.S. housing recovery is well underway, according to our latest State of the Nation’s Housing report released today.…
As housing demand has been coming up, the inventory of homes for sale on the market has been going down. This tightening of supply relative to demand is the bedrock of the…
With growth in incomes lagging growth in housing and utility costs, the share of Americans spending large sums of their income on housing has climbed nearly uninterrupted for…
Credit is the lifeblood of housing. Without credit, housing does not get built and home buying is possible only for those with enough cash to cover the full costs. We live…
Welcome to Housing Perspectives, the blog of the Harvard Joint Center for Housing Studies. Drawing from the Joint Center’s ongoing research and analysis, Housing Perspectives…