Elizabeth Kneebone, Nathaniel Decker, Elijah de la Campa, Chris Herbert
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September 29, 2021
The pandemic has resulted in profound economic hardship for US households, with millions losing their jobs, facing greatly curtailed hours, or unable to work due to the need…
Elijah de la Campa, Vincent J. Reina, Chris Herbert
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August 25, 2021
This working paper, produced as part of the Housing Crisis Research Collaborative, describes the results of a survey of landlords in ten cities across the US, conducted by…
Elijah de la Campa, Vincent J. Reina
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August 25, 2021
As has been well documented, the financial consequences of the COVID-19 crisis have been severe, particularly for the nation’s renter households who have been more likely to…
The COVID-19 pandemic and subsequent recession have made it harder than ever for low- and moderate-income US households to pay their rent, fueling a crisis in which an…
The COVID-19 pandemic and subsequent recession have made it more difficult than ever for low- and moderate-income US renters to meet their housing payment obligations. Yet…
Marsha Courchane, Leonard Kiefer, Peter Zorn
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November 12, 2013
HBTL-11: Responses to the mortgage market crisis of the past decade led to myriad changes in the structure of the industry, expanded market regulations, and resulted in…
MF10-3: The recent tumult experienced by residential mortgage markets in the United States has left many struggling to determine what caused the crisis; what can be done…
Susan Wharton Gates, Cindy Waldron, Peter Zorn
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February 13, 2004
BABC 04-13: Automated underwriting (AU) systems have become a tool of choice in mortgage lending decisions. While AU provides significant benefits to mortgage…
This paper analyses the performance of low-income and minority loans (LIMLs) from a large sample of fixed-rate mortgages purchased by Freddie Mac in the 1990s. Our focus is…
