In her closing remarks at the recent Foundations for the Future of Housing Conference, Julia Stasch, past president of the MacArthur Foundation, astutely observed that years…
Housing affordability is an issue that affects households across the US, yet varies by metropolitan region. Our 2019 State of the Nation’s Housing report includes an…
Although homeownership rates rose for all racial and ethnic groups in 2016-2018, rates for black owners rose at a slower pace than for other groups. Consequently, the…
The share of US households facing housing cost burdens fell slightly last year, according to JCHS analysis of newly-released data from the 2017 American Community Survey. The…
Michael Barr, Sendhil Mullainathan, Eldar Shafir
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April 1, 2008
UCC08-12: Choosing a mortgage is one of the biggest financial decisions an American consumer will make. Yet it can be a complicated one, especially in today’s…