Fannie Mae and Freddie Mac, the two Government-Sponsored Enterprises (GSEs), are required by law to be residential mortgage monolines. However, after the 2008 Financial…
As the year ends, the momentum for the two government-sponsored enterprises (GSEs), Freddie Mac and Fannie Mae, to exit conservatorship after more than a decade is palpable.…
As 2019 ends, the two Government-Sponsored Enterprises (GSEs) Freddie Mac and Fannie Mae finally have some momentum in ending their conservatorships, the legal status under…
Earlier this year, the viewpoint of political conservatives that the credit quality of the mortgages being purchased by the two government-sponsored enterprises (GSEs) of…
A significant feature of America’s residential mortgage system is its heavy politicization. This case study is about one long-running, specific aspect of that politicization…
When I joined Freddie Mac as CEO in 2012, I knew that, despite it being a giant company with $2 trillion in assets, it was nevertheless disadvantaged versus its main…
The two government-sponsored enterprises (GSEs) of Freddie Mac and Fannie Mae were placed into conservatorship (a status where they operate essentially as wards of the US…
The housing finance policy community had thrown around all sorts of ideas about how to move forward after the two GSEs were placed in conservatorship in the 2008 Financial…
In July 2018, the Federal Housing Finance Agency (FHFA), regulator of the two government-sponsored enterprises (GSEs) Freddie Mac and Fannie Mae, published a proposed rule of…
There are four big issues the Federal Housing Finance Agency, the regulator of Freddie Mac and Fannie Mae, will need to address to finalize its proposed minimum required…
