Among the thousands of statistics that the government produces to describe the country’s economic and social health, the homeownership rate has an exalted place among…
The Federal Housing Finance Agency (FHFA), the regulator and conservator of the two government-sponsored enterprises (GSEs) Freddie Mac and Fannie Mae, earlier in May…
The Federal Housing Finance Agency (FHFA), the regulator of the two government-sponsored enterprises (GSEs) Freddie Mac and Fannie Mae (as well as the eleven Federal Home…
On March 15, Senator Pat Toomey (R-PA) issued a press release titled “Toomey Outlines Housing Finance Reform Principles” with the subtitle “Signals willingness to work with…
The Federal Housing Finance Agency (FHFA) on February 16 released its 2021 Scorecard for the government-sponsored enterprises (GSEs) Freddie Mac and Fannie Mae (and their…
The Federal Housing Finance Agency (FHFA) recently announced and sought public comment on a proposed “living will” rule to apply to the two government-sponsored enterprises (…
Freddie Mac and Fannie Mae provide the financing for almost half of all the residential mortgages in America. When they came under severe distress in the financial crisis of…
This past December 23rd, the Federal Housing Finance Agency (FHFA) announced that, despite the severe pandemic-induced economic downturn, its index of house prices had risen…
The Federal Housing Finance Agency (FHFA) received overwhelmingly negative feedback when its GSE capital rule was proposed earlier this year. The main criticisms were that…
What should we do with Freddie Mac and Fannie Mae, the two government-sponsored enterprises?
The GSE reform question, i.e. how should the two companies end their…
