Immigrants make up a growing share of the US population and by 2040 foreign-born households will constitute the primary source of new housing demand. However, little is known…
On June 8, Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), issued their first ever Equitable Housing Finance (EHF) plans. (Read the Freddie Mac…
On April 11, the Mortgage Bankers Association (MBA), the largest of the industry associations in housing finance, issued the results of its Annual Mortgage Bankers…
The four government mortgage agencies—Freddie Mac and Fannie Mae (known as the two government-sponsored enterprises, or GSEs), the Federal Housing Administration (FHA), and…
The two government-sponsored enterprises (GSEs) of Freddie Mac and Fannie Mae are in their fourteenth year of conservatorship, a legal status which puts their regulator, the…
The homeownership rate – currently around 65 percent, a level first reached half a century ago – is broadly regarded by policymakers as a core measure of whether the US…
On Thursday, January 13, the Senate Banking Committee held a nomination hearing for Sandra Thompson, now Acting Director, to be the permanent Director of the Federal Housing…
On November 30, 2021, the Federal Housing Finance Agency (FHFA), the regulator and conservator of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs…
On September 28, the Federal Housing Finance Agency (FHFA), the regulator of Freddie Mac, Fannie Mae, and the Federal Home Loan Banks, reported its monthly index of house…
On September 15, the FHFA issued a formal proposal to amend the regulatory minimum capital requirement that applies to the two government-sponsored enterprises (GSEs) of…
