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Blog

Is GSE Reform Dead?

Don Layton • February 14, 2022

The two government-sponsored enterprises (GSEs) of Freddie Mac and Fannie Mae are in their fourteenth year of conservatorship, a legal status which puts their regulator, the…
Journal Article

Health Spending Among Older Adults Before and After Mortgage Payoff

Chris Herbert, Jennifer Molinsky, Samara Scheckler, Kacie Dragan • October 15, 2021

Older adult homeowners increasingly carry mortgage debt into retirement. The share of homeowners aged 65 and older with outstanding mortgages doubled between 1989 and 2016,…
Blog

What Do Runaway Home Prices Mean for the US?

Don Layton • October 6, 2021

On September 28, the Federal Housing Finance Agency (FHFA), the regulator of Freddie Mac, Fannie Mae, and the Federal Home Loan Banks, reported its monthly index of house…