Because housing affordability has proven to be an ongoing challenge in the United States, there is renewed interest in European-style social housing. While the German, Swiss…
This paper is the second part of a study on the Dutch social housing system. The first paper traced the history of the system. Nonprofit housing associations (called…
Social housing makes up 29 percent of the total housing stock in the Netherlands. These social units, which in 2022 rented for an average of €560 per month (or about $600),…
Social housing makes up 29 percent of the total housing stock in the Netherlands. While the definition of “social housing” has changed over the last 120 years, as of 2022 it…
On June 8, Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), issued their first ever Equitable Housing Finance (EHF) plans. (Read the Freddie Mac…
On April 11, the Mortgage Bankers Association (MBA), the largest of the industry associations in housing finance, issued the results of its Annual Mortgage Bankers…
The four government mortgage agencies—Freddie Mac and Fannie Mae (known as the two government-sponsored enterprises, or GSEs), the Federal Housing Administration (FHA), and…
The two government-sponsored enterprises (GSEs) of Freddie Mac and Fannie Mae are in their fourteenth year of conservatorship, a legal status which puts their regulator, the…
The homeownership rate – currently around 65 percent, a level first reached half a century ago – is broadly regarded by policymakers as a core measure of whether the US…
The homeownership rate is broadly regarded by policymakers as a core measure of how well the US socioeconomic system is delivering a good quality of life for the typical…