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Blog

Our Top 10 Blogs of 2021

Corinna Anderson • December 22, 2021

A look back at our most-read blogs shows that specific effects of the pandemic on housing markets, racial disparities in housing, and national living patterns grew clearer…
Working Papers

Mortgage Credit and the Evolution of Risk-Based Pricing

Frank Raiter, Francis Parisi • February 23, 2004

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…