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The Sociology of Housing: How Homes Shape Our Social Lives

Sharon Cornelissen, Christine Jang-Trettien • April 25, 2023

In today’s overheated housing market, gentrification remains a pressing concern. Yet, disinvestment and decline remain surprisingly common in lower-income neighborhoods.…
Working Papers

Housing in the Context of Neighborhood Decline

Sharon Cornelissen, Christine Jang-Trettien • April 25, 2023

In recent years, gentrification has captured the imagination of sociologists and the public alike, dominating conversations about the transformation of cities from New York…
Working Papers

Mortgage Credit and the Evolution of Risk-Based Pricing

Frank Raiter, Francis Parisi • February 23, 2004

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…