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Working Papers

Comparison of the Costs of Manufactured and Site-Built Housing

Chris Herbert, Chadwick Reed, James Shen • July 10, 2023

Manufactured housing holds promise as an affordable form of housing that could expand homeownership opportunities for low- and moderate-income households at a time when house…
Working Papers

Behaviorally Informed Home Mortgage Credit Regulation

Michael Barr, Sendhil Mullainathan, Eldar Shafir • April 1, 2008

UCC08-12: Choosing a mortgage is one of the biggest financial decisions an American consumer will make. Yet it can be a complicated one, especially in today’s…
Working Papers

Institutions and Inclusion in Saving Policy

Michael Sherraden, Michael Barr • February 15, 2004

BABC 04-15: Low- and moderate-income households save for routine payments, such as rent, as well as for major purchases, such as a washing machine or a car. Saving also…