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Blog, Data, Interactives

Home Price-to-Income Ratio Reaches Record High

Alexander Hermann, Peyton Whitney • January 22, 2024

In 2022, the median sale price for a single-family home in the US was 5.6 times higher than the median household income, higher than at any point on record dating back to the…
Blog, Interactives

After Falling Last Year, Home Prices Are Rising Again

Peyton Whitney • November 29, 2023

After home prices fell during the latter half of 2022 and markets across the country cooled, prices have been increasing nationally in 2023. Indeed, according to our analysis…
Working Papers

The Use of Social Capital in Borrower Decision-Making

Cassi Pittman • February 1, 2008

W08-4: By looking beyond the financial characteristics of borrowers, this research brings to light the social factors that influence a borrower’s choice of a lender and…