HBTL-14: In this paper, Reid reports on the findings from four focus groups and twenty individual interviews designed to examine how households make decisions about…
BABC 04-10: Spending financed by home equity extraction helps smooth household consumption and bolster the economy in economic downturns, but may reduce wealth…
This paper examines trends in prime-market mortgage lending to low- and moderate-income families and to families living in underserved areas, hereafter affordable lending,…