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Student Work

Designing a Nationwide Downpayment Assistance Program

Benjamin Ward • October 26, 2021

In this paper, Benjamin Ward makes a set of recommendations intended to help policymakers design a scalable nation-wide downpayment assistance program in the United States.…
Working Papers

Behaviorally Informed Home Mortgage Credit Regulation

Michael Barr, Sendhil Mullainathan, Eldar Shafir • April 1, 2008

UCC08-12: Choosing a mortgage is one of the biggest financial decisions an American consumer will make. Yet it can be a complicated one, especially in today’s…