On June 8, Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), issued their first ever Equitable Housing Finance (EHF) plans. (Read the Freddie Mac…
On April 11, the Mortgage Bankers Association (MBA), the largest of the industry associations in housing finance, issued the results of its Annual Mortgage Bankers…
The four government mortgage agencies—Freddie Mac and Fannie Mae (known as the two government-sponsored enterprises, or GSEs), the Federal Housing Administration (FHA), and…
The two government-sponsored enterprises (GSEs) of Freddie Mac and Fannie Mae are in their fourteenth year of conservatorship, a legal status which puts their regulator, the…
The homeownership rate – currently around 65 percent, a level first reached half a century ago – is broadly regarded by policymakers as a core measure of whether the US…
The homeownership rate is broadly regarded by policymakers as a core measure of how well the US socioeconomic system is delivering a good quality of life for the typical…
On Thursday, January 13, the Senate Banking Committee held a nomination hearing for Sandra Thompson, now Acting Director, to be the permanent Director of the Federal Housing…
On November 30, 2021, the Federal Housing Finance Agency (FHFA), the regulator and conservator of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs…
Downpayment assistance has, of late, received an increasing amount of attention among US policymakers. President Biden proposed a nationwide downpayment tax credit during his…
In this paper, Benjamin Ward makes a set of recommendations intended to help policymakers design a scalable nation-wide downpayment assistance program in the United States.…
