Jennifer Molinsky, Anne Marie E. Brady, Bailey Hu
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June 5, 2023
Population aging and housing affordability challenges are driving an interest in alternative housing options in countries around the world. Older adults’ desires to age as…
Jennifer Molinsky, Samara Scheckler, Bailey Hu
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May 22, 2023
As digital technology transforms housing markets, production, finance, and energy efficiency, it also has the potential to reshape the residential experience. Domestic…
During the COVID-19 pandemic, policymakers, housing and healthcare providers, community-based organizations, and grantmakers mobilized to provide older adults with stable and…
Recent data show that in the last year, older households of color struggled to pay rent or mortgages at higher rates than white, non-Hispanic households. The US Census Bureau…
Lei Ding, Hyojung Lee, Raphael Bostic
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March 4, 2019
This study provides new evidence on the effectiveness of the Community Reinvestment Act (CRA) on small business lending by focusing on a sample of neighborhoods with changed…
Raphael Bostic, Arthur Alcolin
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February 27, 2018
This paper was originally presented at A Shared Future: Fostering Communities of Inclusion in an Era of Inequality, a national symposium hosted by the Harvard Joint…
HBTL-09: Dual mortgage markets are a direct descendent of key policy responses to the Great Depression. Prior to the Depression, nearly all mortgages were five-…
Raphael Bostic, Kathleen Engel, Patricia McCoy, Anthony Pennington-Cross, Susan Wachter
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February 1, 2008
UCC08-9: The subprime mortgage market, which consists of high-cost loans designed for borrowers with weak credit, has grown tremendously over the past ten years. Between…