W07-6: In recent years, the home remodeling market in the United States has enjoyed solid growth. Spending on residential improvements and repairs has climbed steadily,…
Henry Cisneros, Jack Kemp, Kent Colton, Nicolas Retsinas
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July 11, 2007
In Our Communities, Our Homes: Pathways to Housing and Homeownership in America's Cities and States, Henry Cisneros, Jack Kemp, Kent Colton, and Nicolas Retsinas put…
William Apgar, Amal Bendimerad, Ren Essene
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April 25, 2007
For decades “fair lending” issues have received attention in both public policy arenas and the popular press, but the release of 2004 Home Mortgage Disclosure Act (HMDA) data…
This paper describes the process for developing the Leading Indicator of Remodeling Activity (LIRA), designed to estimate quarterly current and future home improvement…
W05-10: Over the last decade, the home remodeling market in the United States has enjoyed solid growth. Spending on residential improvements and repairs has climbed…
Eric Belsky, Nicolas Retsinas, Mark Duda
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September 9, 2005
W05-9: Efforts to promote low-income homeownership have intensified over the past ten years. Under both regulatory and market pressures, the mortgage finance industry…
Today, more low-income Americans have greater access to credit than ever before, thanks in large part to the growth of global capital markets and liberal use of credit scores…
Henry Cisneros, Jack Kemp, Nicolas Retsinas, Kent Colton
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April 7, 2004
Debates about housing programs too often become mired in partisan battles instead of addressing innovative ways to solve housing problems as a country. Historically,…
A generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities…
Robert Litan, Nicolas Retsinas, Eric Belsky, Susan White Haag
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April 20, 2000
In November 1999, President Clinton signed into law financial modernization legislation (referred to herein as the Financial Modernization Act (FMA)), perhaps the most…