Alexander von Hoffman, Matthew Arck
•
June 13, 2019
This brief describes five novel and replicable programs that are providing housing for low- and moderate-income Americans. These programs were created by collaborations of…
A history of affordable housing policy in the United States, and efforts to preserve affordable housing units in recent decades.
Starting in the 1960s, the United…
W12-5: History offers valuable lessons to policy makers. Among other lessons, it teaches us the reasons that the government adopted the programs that constitute the…
The boom and bust in nonprime and nontraditional mortgage lending in the United States is without precedent. The factors that fueled the boom and the way it unfolded sowed…
UCC08-1: Americans are no stranger to debt. In 2004, 76.4 percent of all households reported some form of borrowing. Fully 46.2 percent of all households had at least…
Eric Belsky, Jack Goodman, Rachel Bogardus Drew
•
June 1, 2005
Difficulty affording housing is widely acknowledged as the most common housing problem in the United States. No matter how one chooses to measure the problem, it is clearly…
Alexander von Hoffman, Eric Belsky, James DeNormandie, Rachel G. Bratt
•
June 1, 2004
W04-5: This paper was prepared to provide background information for a conference sponsored by the Neighborhood Reinvestment Corporation entitled The Vitality of America…
J. Michael Collins, Eric Belsky, Karl Case
•
February 8, 2004
BABC 04-8: This paper explores the shift of residential mortgage lending from a system where credit was rationed to prime quality borrowers to a system where subprime…
Despite an unprecedented boom in homeownership that added seven million net new owners between 1994 and 1999 and drove the homeownership rate nearly three percentage points…
W01-9: As metropolitan areas sprawl to greater and greater distances from traditional city centers, smart growth has captured the attention of the press, electorate, and…