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Working Papers

Aging in Place: Implications for Remodeling

Abbe Will • July 2, 2015

W15-4: The dramatic aging of the U.S. population in coming decades is expected to have important implications for the home remodeling industry. Of the over 25 million…
Working Papers

Understanding Remodeling Cycles

Abbe Will • August 1, 2008

W08-6: This paper assesses the cyclical nature of the remodeling industry between 1987 and 2007, and how remodeling cycles relate to cycles in the homebuilding industry…
Working Papers

Mortgage Credit and the Evolution of Risk-Based Pricing

Frank Raiter, Francis Parisi • February 23, 2004

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…