Working Papers & Reports

Reports, Working Papers, Research Notes, and other research publications. Use the filters at right to sort by year, research area, or category. Use the Search bar to find papers by a specific author.

Date	Title	Author(s)	Research Area
2004-02-06	Mortgage Choice: An Empirical Analysis Using Data From 2002	Michael LaCour-Little	Housing Finance and Policy
2004-02-07	Bringing Subprime Mortgages to Market and the Effects on Lower-Income Borrowers	Ira Goldstein	Housing Finance and Policy
2004-02-08	Exploring the Welfare Effects of Risk-based Pricing in the Subprime Mortgage Market	Michael Collins Eric Belsky Karl E. Case	Housing Finance and Policy
2004-02-09	The Changing Industrial Organization of Housing Finance and the Changing Role of Community-Based Organizations	William C. Apgar Allen J. Fishbein	Housing Finance and Policy
2004-02-10	Refinance and the Accumulation of Home Equity Wealth	Frank E. Nothaft Yan Chang	Housing Finance and Policy
2004-02-11	Credit Information Reporting and the Practical Implications of Inaccurate or Missing Information in Underwriting Decisions	Robert B. Avery Paul S. Calem Glenn B. Canner	Housing Finance and Policy
2004-02-12	The Role of Credit Scoring in Increasing Homeownership for Underserved Populations	Hollis Fishelson-Holstine	Housing Finance and Policy
2004-02-13	Automated Underwriting: Friend or Foe to Low-Mod Households and Neighborhoods?	Susan Wharton Gates Cindy Waldron Peter Zorn	Housing Finance and Policy
2004-02-14	Does the Fair Credit Reporting Act Promote Accurate Credit Reporting?	Michael E. Staten Fred H. Cate	Housing Finance and Policy
2004-02-15	Institutions and Inclusion in Saving Policy	Michael Sherraden Michael S. Barr	Housing Finance and Policy
2004-02-16	Progressivity and Government Incentives to Save	Peter Orszag Robert Greenstein	Housing Finance and Policy
2004-02-18	The Cost-Effectiveness of Community-Based Foreclosure Prevention	Roberto G. Quercia Spencer M. Cowan Ana Moreno	Housing Finance and Policy
2004-02-19	Innovative Servicing Technology: Smart Enough to Kepp People in Their Houses?	Amy Crews Cutts Richard K. Green	Housing Finance and Policy
2004-02-21	Federal Regulation of Consumer Credit: The Cause or the Cure for Predatory Lending?	Margot Saunders Alys Cohen	Housing Finance and Policy
2004-02-22	Cost Benefit Analysis of Debtor Protection Rules in Sub-prime Market Default Situations	Duncan Kennedy	Housing Finance and Policy