Research Briefs

How Many Homeowners Are at Risk of Missing the Window to Refinance? Evidence from the 2016 Survey of Consumer Finances

How Many Homeowners Are at Risk of Missing the Window to Refinance? Evidence from the 2016 Survey of Consumer Finances

Author: Jonathan Spader | November 15, 2018

With interest rates ticking upward in 2018 and the prospect of further rate increases to come, the era of historically-low mortgage rates may be ending....

Investigating Metro-Area Home Improvement Spending Cycles

Investigating Metro-Area Home Improvement Spending Cycles

Author: Abbe Will | July 31, 2018

The robust gains in the national home remodeling market in recent years mask significant variation in spending trends at the local level. This research examining metro-level home improvement spending cycles uses data from the 1995–2015 national American Housing Surveys. The main goal of the investigation is to understand if and how the magnitude and timing of remodeling spending booms, busts and recoveries have differed among major metro areas over the past twenty years, and how these cycles relate to local economic and housing market conditions. ...

Patterns and Trends of Residential Integration in the United States Since 2000

Patterns and Trends of Residential Integration in the United States Since 2000

Authors: Jonathan Spader, Shannon Rieger | September 19, 2017

Residential segregation by race and ethnicity is a longstanding challenge in the United States, with the racial and economic geography of communities throughout the nation remaining deeply shaped by the legacies of segregation and exclusion....