Reports

The U.S. Housing Stock: Ready for Renewal

After languishing for several years, the U.S. remodeling industry appears to be pulling out of its downturn, and a renewal of the nation’s housing stock is underway. Foreclosed properties are being rehabilitated, sustainable home improvements are gaining popularity, older homeowners are retrofitting their homes to accommodate their evolving needs, and the future market potential is immense, as the emerging echo boom generation is projected to be the largest in our nation’s history.

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Getting on the Right Track: Improving Low-Income and Minority Access to Mortgage Credit after the Housing Bust

During the past decade, the housing finance system contributed to a boom-and-bust cycle that triggered the greatest economic crisis since the 1930s. A brief but disastrous explosion of nonprime—and often predatory—lending in the early to mid-2000s was followed by a dramatic tightening of underwriting standards and a housing market collapse that rapidly spread to the broader economy.

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