Recent
Publications
W09-7: Housing Patterns of Low Income Families with Children: Further Analysis of Data from the Study of the Effects of Housing Vouchers on Welfare Families Daniel Gubits, Jill Khadduri and Jennifer Turnham
W09-6: A Survey of Issues Facing Federal Coordination for the Housing and the
Redevelopment of the Gulf Coast, U.S. Jesse M. Keenan
W09-5: Household Projections in Retrospect and Prospect:
Lessons Learned and Applied to New 2005-2025 Projections George S. Masnick and Eric S. Belsky
SON-09: The State
of the Nation's Housing 2009
N09-1: Addendum to W07-7: Using Long-Term Demand Projections to Estimate
Short-Term Market Imbalances Daniel McCue
W09-4: Forced Sales and House Prices Parag Pathak
with John Y. Campbell and Stefano Giglio
W09-3: Let Us Continue: Housing Policy in the Great Society, Part One Alexander von Hoffman
W09-2: Nonprofit Strategies for 1- to 4-Unit REO Properties: An Analytical Framework Daniel Fleischman
W09-1: Green Shoots in the Remodeling Industry:
Contractor Characteristics That Affect Green Product Use Kevin Park
R09-1: The Remodeling Market in Transition
Borrowing to Live:
Consumer and Mortgage Credit Revisited Nicolas P. Retsinas
and Eric S. Belsky, eds.
W08-7: Housing Wealth Effects and the Course of the US Economy:
Theory, Evidence, and Policy Implications Eric S. Belsky
N08-2: Subprime Lending and the Community Reinvestment Act Kevin Park
W08-6: Understanding Remodeling Cycles Abbe Will
Rental Housing Focus Session: Principles for Future Rental Housing Experiments and Research February 13, 2008
W08-5: Focus on Critical Rental Housing Policy Experiments: Framing the Discussion for February 13th Daniel McCue
N08-1: Addendum to Research Note N07-1: Re-Benchmarking the Leading Indicator of Remodeling Activity Abbe Will
SON-08: The State
of the Nation's Housing 2008
W08-4: The Use of Social Capital in
Borrower Decision-Making Cassi L. Pittman
W08-3: Long-Term Affordable
Housing Strategies in
Hot Housing Markets Jesse Mintz-Roth
RH08: America's Rental Housing: The Key to a Balanced National Policy
W08-2: Good Home Improvers Make Good Neighbors Kevin Park
UCC08-1: Consumer and Mortgage Credit at a Crossroads: Preserving Expanded Access while Informing Choices and Protecting Consumers Eric S. Belsky and Ren S. Essene (Joint Center for Housing Studies of Harvard University)
UCC08-2: Financial Decision Making Processes of Low-Income Individuals Edna R. Sawady (Market Innovations, Inc.) and Jennifer Tescher (Center for Financial Services Innovation)
UCC08-3: Where Does it Go? Spending by the Financially Constrained Shawn Cole (Harvard Business School), John Thompson (H&R Block), and Peter Tufano (Harvard Business School)
UCC08-4: Fair Lending Testing: Best Practices, Trends and Training Paul C. Lubin (Informa Research Services)
UCC08-5: The Legal Infrastructure of Subprime and Nontraditional Home Mortgages Patricia A. McCoy (University of Connecticut) and Elizabeth Renuart (National Consumer Law Center)
UCC08-6: Imperfect Information and the Housing Finance Crisis Edward Golding (Freddie Mac), Richard K. Green (The George Washington University), and Douglas A. McManus (Freddie Mac)
UCC08-7: Enlisting Market Mechanisms to Police the Origination of Home Mortgages Howell E. Jackson (Harvard Law School)
Appendix A
Appendix B
UCC08-8: The Impact of Credit Price and Term Regulations on Credit Supply Mike Staten (The George Washington University)
UCC08-9: The Impact of State Anti-Predatory Lending Laws: Policy Implications and Insights Raphael W. Bostic (University of Southern California), Kathleen C. Engel (Cleveland State University), Patricia A.McCoy (University of Connecticut), Anthony Pennington-Cross (Marquette University), and Susan M. Wachter (University of Pennsylvania)
UCC08-10: Should Consumer Disclosures Be Updated? Thomas A. Durkin (Federal Reserve Board)
UCC08-11: Financial Literacy: An Essential Tool for Informed Consumer Choice? Annamaria Lusardi (Dartmouth)
UCC08-12: Behaviorally Informed Home Mortgage Credit Regulation Michael Barr (University of Michigan), Sendhil Mullainathan (Harvard University), and Eldar Shafir (Princeton University)
UCC08-18: Helping Consumers Make Better Mortgage Choices (forthcoming) Bill Apgar and Ren S. Essene (Joint Center for Housing Studies of Harvard University)
UCC08-13: Using Financial Innovation to Support Savers: From Coercion to Excitement Peter Tufano (Harvard Business School) and Daniel Schneider (Princeton University)
UCC08-14: Identifying, Managing and Mitigating Risks to Borrowers in Changing Mortgage and Consumer Credit Markets Eric S. Belsky (Joint Center for Housing Studies of Harvard University), Karl E. Case (Wellesley College) and Susan J. Smith (Durham University)
UCC08-15: Interventions in Mortgage Default: Policies and Practices to Prevent Home Loss and Lower Costs Amy Crews Cutts and Bill Merrill (Freddie Mac)
UCC08-16: Looking Beyond Our Shores: Consumer Protection Regulation Lessons from the UK Elaine Kempson (University of Bristol)
UCC08-17: Consumer Protection in French and British Credit Markets Gunnar Trumbull (Harvard Business School)
W08-1: Enter the Housing Industry, Stage Right:
A Working Paper on the History of Housing Policy Alexander von Hoffman
W07-9: Louisiana Land Reform in the Storms’ Aftermath Frank S. Alexander
W07-8: The Performance of Remodeling Contractors in an
Era of Industry Growth and Specialization Abbe Will and Kermit Baker
W07-7: Projecting the Underlying Demand for New Housing Units:
Inferences from the Past, Assumptions about the Future Eric S. Belsky, Rachel Bogardus Drew, and Daniel McCue
W07-6: A Long-Term Outlook for Homeowner Remodeling Activity:
Results and Implications Amal Bendimerad
Monograph: Our Communities, Our Homes: Pathways to Housing and Homeownership in America’s Cities
and States Henry
Cisneros, Jack Kemp, Kent Colton, and Nicolas P. Retsinas
W07-5: Demystifying Outcome
Measurement in
Community Development Renu Madan
W07-4: Patching the Fabric of the Neighborhood: The Practical Challenges of Infill Housing Development for CDCs Emily Felt
W07-3: Why Do House Prices Fall? Perspectives on the Historical Drivers of Large Nominal House Price Declines Daniel McCue and Eric S. Belsky
MM07-2: Mortgage Market Channels and Fair Lending: An Analysis of HMDA Data William Apgar,
Amal Bendimerad and Ren S. Essene
MM07-1: Understanding Mortgage Market Behavior: Creating Good Mortgage Options for all Americans Ren S. Essene and William Apgar
N07-1: Developing a Leading Indicator for the Remodeling Industry Amal Bendimerad
W07-2: Revisiting Rental Housing Policy: Observations from a National Summit
RR07-1: Taking Stock of the Nation’s Rental Housing Challenges
and a Half Century of Public Policy Responses Eric S. Belsky and Rachel Bogardus Drew (Harvard University)
RR07-2: Where Poor Renters Live in Our Cities Stuart Rosenthal (Syracuse University)
RR07-3: Spillovers and Subsidized Housing: The Impact of Subsidized Rental Housing on Neighborhoods Ingrid Gould Ellen (New York University)
RR07-4: The Social Costs of Concentrated Poverty: Externalities to Neighboring Households and Property Owners and the Dynamics of Decline George C. Galster and Jackie M. Cutsinger (Wayne State University); and Ron Malega (University of Georgia)
RR07-5: Designing Subsidized Rental Housing Programs: What Have We Learned? Jill Khadduri (Abt Associates); and Charles Wilkins (The Compass Group, LLC)
RR07-6: Subsidized Housing and Employment: Building Evidence about What Works to Improve Self-Sufficiency James A. Riccio (MDRC)
RR07-8: Enhancing Access to Capital for Smaller Unsubsidized
Multifamily Rental Properties William C. Apgar (Harvard University); and Shekar Narasimhan (Beekman Advisors)
RR07-9: Just Suppose: Housing Subsidies for Low Income Renters John M. Quigley (University of California, Berkeley)
RR07-10: Rethinking U.S. Rental Housing Policy Margery Austin Turner (The Urban Institute); and Bruce Katz (The Brookings Institution)
RR07-11: From Hurdles to Bridges: Local Land-Use Regulations and the Pursuit of Affordable Rental Housing Rolf Pendall
RR07-12: Should We Foster the Nonprofit Housing Sector as Developers and Owners of Subsidized Rental Housing? Rachel G. Bratt (Tufts University)
RR07-13: Land Use Regulation and the Rental Housing Market: A Case Study of Massachusetts Communities Jenny Schuetz (New York University)
RR07-14: Overcoming Opposition to Multifamily Rental Housing Mark Obrinsky (National Multi Housing Council) and Debra Stein (GCA Strategies, Inc.)
RR07-15: Landlords at the Margins: Exploring the Dynamics of the One to Four Unit Rental Housing Industry Alan Mallach (National Housing Institute)
RR07-16: Preserving Properties on the Edge: Rapid Recycling of Distressed and Abandoned Properties W. Dennis Keating (Cleveland State University)
RR07-17: Workforce Development and Rental Policy: How Can What We Know Inform Next Steps? Julia Lane and Ned English (University of Chicago); Fredrik Andersson (Cornell University); and Patrick Park (Yonsei University)
W07-1: Growing Wealth, Inequality, and Housing in the United States Zhu Xiao Di
R07-1: Foundations for Future Growth in the Remodeling Industry