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Publications: Homeownership

Working Papers:

W08-3: Long-Term Affordable Housing Strategies in Hot Housing Markets Jesse Mintz-Roth

W06-5: Multiple-Home Ownership and the Income Elasticity of Housing Demand Eric S. Belsky, Zhu Xiao Di, and Dan McCue

W05-9: The Financial Returns to Low-Income Homeownership Eric S. Belsky, Nicolas P. Retsinas & Mark Duda

W05-6: The Importance of Wealth and Income in the Transition to Homeownership Zhu Xiao Di and Xiaodong Liu

WH05-1: Strengthening Our Workforce and Our Communities Through Housing Solutions

W04-12: Strengthening the Case for Homeownership Counseling: Moving Beyond "A Little Bit of Knowledge" Steven P. Hornburg

W04-10: Job Creation and Housing Construction: Constraints on Employment Growth in Metropolitan Areas Raven E. Saks

M03-2: Homes for Americans in the 21st Century: Challenges and Opportunities for the Nation Henry G. Cisneros

W04-1: “Million-Dollar” Homes and Wealth in the United States Zhu Xiao Di

W03-7: Sustaining Home Ownership Through Education and Counseling
Mark Wiranowski

M03-1: The American Dream of Homeownership: From Cliche to Mission Angelo R. Mozilo

W02-11: An Examination of Manufactured Housing as a Community- and Asset-Building Strategy William Apgar, Allegra Calder, Michael Collins. Mark Duda

W02-10: Mixed-Income Housing Developements: Promise and Reality Alastair Smith

W02-9: Using Public Schools as Community Development Tools: Strategies for Community-Based Developers Connie Chung

W02-8: Housing for Very Low-Income Households: The Record of President Clinton, 1993-2000 Rachel G. Bratt

W02-4: How the Federal Housing Administration Affects Homeownership; Albert Monroe

W01-4: Homeownership Trends and Inequality in the United States in the 20th Century;George Masnick.

LIHO.01-1: The Anatomy of the Low-Income Homeownership Boom in the 1990s; Mark Duda and Eric Belsky.

LIHO.01-2: The Industrial Structure of Affordable Housing; Frank Nothaft and Brian Surrette.

LIHO.01-3: Eliminating Credit Barriers to Increase Homeownership: How Far Can We Go? Stuart S. Rosenthal.

LIHO.01-4: A Little Knowledge is a Good Thing: Empirical Evidence of the Effectiveness of Pre-Purchased Homeownership Counseling; Abdighani Hirad and Peter M. Zorn.

LIHO.01-5: Examining Supply-Side Constraints to Low-Income Homeownership; Michael Collins, David Crowe, and Michael Carliner.

LIHO.01-6: Asset Appreciation, Timing of Purchases and Sales and Returns to Low-Income Homeownership; Eric Belsky and Mark Duda.

LIHO.01-7: Home Price Appreciation in Low and Moderate Income Markets;Karl E. Case and Maryna Marynchenko.

LIHO.01-8: The Policy Implications of Portfolio Choices in underserved Mortgage Markets; William Goetzmann and Mark Spiegel.

LIHO.01-9: Prepayment Risk and Lower Income Mortgage Borrowers; Wayne R. Archer, David Ling, and Gary McGill.

LIHO.01-10: Performance of Low-Income and Minority Mortgages; Robert Van Order and Peter Zorn.

LIHO.01-11: Community Reinvestment Lending: A Description and Contrast of Loan Production; Roberto G. Quercia, Walter Davis, Michael Stegman, and Eric Stein.

LIHO.01-12: The Social Benefits and Costs of Home Ownership; William M. Rohe, George McCarthy, and Shannon van Zandt.

LIHO.01-13: Do Homeownership Programs Increase Property Values in Low-Income Neighborhoods? Ingrid Gould Ellen, Michael Schill, Scott Sussin, and Amy Ellen Schwartz.

LIHO.01-14: The Impact of Homeownership on Child Outcomes; Donald Haurin, Toby Parcel, and R. Jean Haurin.

LIHO.01-15: Housing Wealth and Accumulation: Intergenerational Impacts; Thomas P. Boehm and Alan M. Schlottmann.

W99-2: A Critical Look at Rising Homeownership Rates in the United States Since 1994; George S. Masnick, Nancy McArdle, and Eric Belsky.

W98-5: Toward a Targeted Homeownership Tax Credit; Michael Collins, Eric S. Belsky, and Nicolas P. Retsinas.

W98-7: Equity Participation in Homeownership by Institutional Investors; Robert Schafer.

W98-8: The Housing Needs of Lower-Income Homeowners; Josephine Louie, Eric S. Belsky, and Nancy McArdle.

W98-9: Understanding the Minority Contribution to U.S. Owner Household Growth; George S. Masnick.

W97-3: Incentives and Social Capital: Are Homeowners Better Citizens? Denise DiPasquale and Edward L. Glaser.

W96-2: U.S. Household Trends: The 1990s and Beyond; George S. Masnick, Nancy McArdle, and William C. Apgar.

W95-2: Homeownership Attainment of New Immigrants; Nancy McArdle.

W95-3: The Decline of Demand: Housing's Next Generation; George Masnick.

W95-4: Second Generation Americans: Social, Economic, and Housing Characteristics; Beth Martin.

Research Notes:

N06-3: Buying For Themselves: An Analysis of Unmarried Female Home Buyers Rachel Bogardus Drew

N02-2: New Americans, New Homeowners: The Role and Relevance of Foreign-Born First-Time Homebuyers in the U.S. Housing Market; Rachel Bogardus Drew

N01-1: Cohort Insights into the Influence of Education, Race and Family Structure on Homeownership Trends by Age: 1985-1995; George Masnick and Zhu Xiao Di.

N01-2: Second Homes: What, How Many, Where and Who; Zhu Xiao Di, Nancy McArdle, and George Masnick.

N01-3: The Living Arrangement of the Foreign Born Household; Nancy McArdle;

N00-1: Updating and Extending the Joint Center Household Projections Using New Census Bureau Population Projections; George Masnick and Zhu Xiao Di.

N97-1: Citizenship and Homeownership Among Foreign-Born Residents in the U.S.; George S. Masnick.

N95-2: Foreign Immigration and Homeownership: A Survey; Nancy McArdle.

N95-3: Assessing the Potential for Increasing Black Homeownership in the 1990s; Christopher E. Herbert.

Reports:

MM07-2: Mortgage Market Channels and Fair Lending: An Analysis of HMDA Data William Apgar, Amal Bendimerad and Ren S. Essene

MM07-1: Understanding Mortgage Market Behavior: Creating Good Mortgage Options for all Americans Ren S. Essene and William Apgar

Provost Fund Report: Resource Book on Low-Income Homeownership

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