Understanding Consumer Credit:
A National Symposium on Expanding Access, Informing Choices, and Protecting Consumers

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November 28 and 29, 2007
Harvard Business School
Boston, Massachusetts

On November 28 and 29, 2007, the Joint Center for Housing Studies hosted Understanding Consumer Credit: A National Symposium on Expanding Access, Informing Choices, and Protecting Consumers, with the support of the Ford Foundation, Freddie Mac, and NeighborWorks America. This symposium brought together leaders from the business, government, civic and academic sectors to examine the challenges of improving outcomes for consumers. These leaders also explored driving market efficiencies in the consumer credit system, while preserving the choice and access that borrowers with limited financial means and/or sub-par credit records now enjoy. The papers from the symposium are now available as part of the Joint Center for Housing Studies Working Paper Series.

Keynote remarks by Julie L. Williams, Chief Counsel and 1st Senior Deputy Comptroller, Office of the Comptroller of the Currency